Dear @financial_laura, I keep hearing that I should be “diversified”.  Is it enough to be diversified internationally, or should I also look at the sectors? Diversification is one of the most critical considerations when analyzing a portfolio.  The old saying: “Don’t put all your eggs in one basket” comes to mind – but these days...Read More

Dear @financial_laura, Where I live, gas prices are cheaper on some days of the week.  Does it make sense to try to buy when prices are a few cents lower? Depending on where you live in Canada, gas can represent a large portion of your monthly spending.  The 2016 Census indicates that average commuting time...Read More