The goal of this post is to teach you some of the hacks to take advantage of the cheapest possible stay at Great Wolf Lodge, Niagara. Obviously, you may choose to travel at a different time of year, or spoil your little ones with French fries and ice cream – and that is all perfectly...Read More

Like every new parent you were probably bombarded with “helpful” advice from those experienced parents:  “Sleep when baby sleeps” “Yes, poop is supposed to be that colour” And “Make sure you start an RESP” That last one may not have been high on the initial priority list, but most diligent parents at least went into...Read More

Is it worth having insurance on my kids? The debate around insuring children is such a difficult conversation because of the emotions that inevitably surface when talking about the death or injury of a child. On one hand, from a purely financial perspective, children do not add any income to a household.  Quite frankly, they...Read More

“We are setting aside money each month for our children, but we haven’t opened an RESP because we don’t want the money to be locked in for solely education purposes.  What if we want to give them the money for a house down payment, or a wedding?” In this world nothing can be said to...Read More

We’ve been approached about signing up for a Group RESP, what is that? Group RESPs (they come in many names, Scholarship Trusts, Scholarship RESP Plans, Educations Trusts) are independent pooled education savings plans.  Contractual members of the plan contribute on a scheduled basis, along with all the other members over a set period of time...Read More