This was a wild weekend in Kansas…er…Ottawa.  Three tornadoes, 260 km/h winds and 170,000 households without power.  The photos of the devastation are surreal, as are the stories of survival and loss. Now that the power is back on, reality is setting in for many.  Even in my neighbourhood which was relatively unaffected, though quite...Read More

Is it worth having insurance on my kids? The debate around insuring children is such a difficult conversation because of the emotions that inevitably surface when talking about the death or injury of a child. On one hand, from a purely financial perspective, children do not add any income to a household.  Quite frankly, they...Read More