Dear @financial_laura, Subscriptions seem to be increasingly popular.  I’m interested in a clothing subscription like Frock Box, but are they worth it? Full disclosure: I am definitely no fashionista!  I hear high waisted pants are in and you can vote on whether you approve of my newest outfit at the end of this article. What...Read More

Dear @financial_laura, I keep hearing that I should be “diversified”.  Is it enough to be diversified internationally, or should I also look at the sectors? Diversification is one of the most critical considerations when analyzing a portfolio.  The old saying: “Don’t put all your eggs in one basket” comes to mind – but these days...Read More

Dear @financial_laura, Where I live, gas prices are cheaper on some days of the week.  Does it make sense to try to buy when prices are a few cents lower? Depending on where you live in Canada, gas can represent a large portion of your monthly spending.  The 2016 Census indicates that average commuting time...Read More

Dear @financial_laura, I’m just not that into you…er, I mean…finance.  How do I get excited about budgeting and saving money when it puts me to sleep? Nearly all personal finance advice stems from the basic fundamental principle which is: ‘save more than you spend’. But if this mantra and the key to your financial success...Read More

Welcome to my first blog post!  Let me introduce my financial journey. Following the completion of my MBA, nearly 10 years ago, I walked away with a lot of theoretical knowledge, but virtually no idea how to put it into practice.  And I was not alone.  Together with a group of classmates from the program, we decided...Read More