“We are setting aside money each month for our children, but we haven’t opened an RESP because we don’t want the money to be locked in for solely education purposes.  What if we want to give them the money for a house down payment, or a wedding?” In this world nothing can be said to...Read More

We’ve been approached about signing up for a Group RESP, what is that? Group RESPs (they come in many names, Scholarship Trusts, Scholarship RESP Plans, Educations Trusts) are independent pooled education savings plans.  Contractual members of the plan contribute on a scheduled basis, along with all the other members over a set period of time...Read More