Independent, fee-only advice which means your interests come first, always!
Flexible packages or consulting by the hour at rates that will fit any budget
Eliminate money stress and gain confidence with a personalized financial plan
Journey Financial Consulting is a comprehensive financial advising and planning firm that is passionate about empowering clients to take ownership of their finances, while educating them on topics pertaining to personal finance.
Along your financial journey there are many events which merit an independent, third-party review of your financial situation. As the consulting services are offered at an hourly rate, you have the flexibility to decide the scope of our engagement.
The consulting services will add value whether you:
Complementing the consulting services, are an array of tools which will help make your financial journey easier! Reading a financial plan is not enough, you need simple tools to make sure you can manage your finances on an ongoing basis. Understanding rates of return, asset allocation and your net worth, allow for the assessment of the success of your financial journey.
In addition, in reviewing your financial position there are opportunities to benefit from resources which can save you money.
This technique is a means of converting your mortgage debt into a leveraged portfolio which benefits from the interest being tax deductible. While this strategy is not without risk, with proper planning and a long-term approach the benefits include:
A one hour virtual call to talk about any money topic! It’s a ‘financial-planner-on-call’ because sometimes we just have a quick question where we need a trusted source for the answer. This is the open-door policy, ask anything no question is too small.
You have enough things to worry about as a parent, your RESP shouldn’t be one of them! This RESP review can include walking you through the best ways to set up an RESP, or reviewing the status of your current RESP to make sure everything is on track!
One of the toughest money topics is investing. There are so many products that decisions about your RRSP and TFSA can be overwhelming. The Investment Inquiry is a deep dive into your accounts to ensure your goals are aligned with the contribution amounts, fees and risk-level in your portfolio.
This is the full financial plan. A comprehensive review of your finances, leaving no stone or bitcoin unturned. Included is a complimentary, preliminary consultation to start the conversation about your goals and needs.
We have been living in Canada for 5 years and we thought time has come to improve our financial planning and practices.
We felt really lucky choosing Laura to help us! She was very professional, wanted to understand our situation and did many searches to be able to come up with options how we could improve our financial strategies! She is very knowledgeable, looking for customized solutions!
Working with Laura Recoskie has truly been one of the greatest experiences. I was a little hesitant at first at hiring a financial adviser but after working with Laura I have to say this is one of the best decision I ever made. She was truly invested in my financial goals and really helped not only develop a financial plan for me that I could follow but also provided me with the tools and knowledge I needed to be more financially literate. I definitely recommended her services.
I think what separates your approach from most planners is that you built a long term plan that I can follow year by year with specific directions. Your presentation format is so clear and easy to understand and I love that. For a non-financial person like myself, it really is perfect.
My wife and I worked with Laura to get ourselves on the right track for our future and current financial goals. Laura was very easy to work with and has provided us with incredible peace of mind. We feel more confident in our finances than we ever have and maybe more importantly, understand where we stand and how to improve our financial future.
Laura holds an MBA from the University of Ottawa, as well as a Commerce degree from Carleton University. Over the last 10 years, Laura worked at Export Development Canada providing financing solutions to Canadian exporters of all sizes and in many industries (everything from planes to fish sticks).
A lover of public speaking, spreadsheets and college basketball, she is leveraging her knowledge of personal finance to help coach and empower Canadians to achieve their financial goals.
