“I’m looking to buy a used car, but I don’t know how to figure out how much I can afford?” In a previous life I suspect I was once a used car saleswoman.  Not in the greasy, polyester-wearing, dishonest kind of way that’s often stereotyped – it’s just the thought of buying a new car...Read More

Dear @financial_laura, Our credit card is just not ‘optimal’ anymore.  We’re overwhelmed by all the options, so can you tell us which one is right for us?? UPDATE September 2018: MBNA recently announced major decreases in reward benefits and increases in fees for their card.  In addition, Rogers launched a new cash back credit card.  As...Read More

Dear @financial_laura, I’m just so exhausted every Friday that I find we eat out at least once a week, if not more.  How often can I afford to eat out? Life. Is. Busy. I get it.  Competing priorities often trump any time you have to dedicate to meal planning.  And it’s not enough to just...Read More

Dear @financial_laura, Subscriptions seem to be increasingly popular.  I’m interested in a clothing subscription like Frock Box, but are they worth it? Full disclosure: I am definitely no fashionista!  I hear high waisted pants are in and you can vote on whether you approve of my newest outfit at the end of this article. What...Read More

Dear @financial_laura, Where I live, gas prices are cheaper on some days of the week.  Does it make sense to try to buy when prices are a few cents lower? Depending on where you live in Canada, gas can represent a large portion of your monthly spending.  The 2016 Census indicates that average commuting time...Read More

Dear @financial_laura, I’m just not that into you…er, I mean…finance.  How do I get excited about budgeting and saving money when it puts me to sleep? Nearly all personal finance advice stems from the basic fundamental principle which is: ‘save more than you spend’. But if this mantra and the key to your financial success...Read More